Top 5 Same Day Payday Loan Matching Services

Are you facing a financial crisis and need quick money? Anyone can face financial hurdles in life.

Luckily, same day payday loans can help you on bad days.

What you need to know about short-term loans

1. Viva payday loan

Viva Payday Loans is an online brokerage site that connects borrowers with leading lenders that offer Same day payday loans to people with bad credit. Loan amounts range from $100 to $5,000 with repayment periods of 3 to 12 months.

The online application process is straightforward with instant feedback and only takes a few minutes.

Start by choosing the loan amount you need and then fill out the online form with personal information. Upon submission and approval, you will be directed to an appropriate lender.

The loan provider will give you the loan terms and agreements that you must sign before depositing the money into your account. You will receive the money within 15 minutes or up to 24 hours after signing the contract.


  • The loan is between $200 and $5,000.

  • Same day payout.

  • Fast online application and approval process.


2. Heart Paydays

Heart Paydays online platform matches borrowers with lenders offering payday loans ranging from $100 to $5,000 with repayment terms of up to 2 years. The platform has an uncomplicated application process with quick feedback.

Once approved, you will be directed to loan providers who are likely to accept your request and grant you the loan. You can qualify for these loans even with bad credit. The lender may request additional information such as bank records, proof of income, and address.

You will then receive the loan conditions, which you should check carefully before signing. The lender then transfers the money directly to your account. You repay the loan through monthly automatic payment.

Interest rates vary by lender, but the platform has a standard range of 5.99% to 35.99%.


  • Easy online application process with fast approval. Payment is made on the same working day.

  • Bad credit borrowers are eligible.


3. Very happy loans

This platform offers up to $5,000 with repayment terms of 2 to 3 years regardless of your credit score. Customers can choose a loan amount and a convenient repayment term.

The Very Merry platform has a straightforward application process and you will receive feedback within minutes as to whether you have been rejected or approved.

All you have to do is fill out an application form with your details. Once approved, you will need to sign a loan agreement before the lender will transfer funds to your account within 24 hours.

Even though Rates vary between lenders, Very Merry loans have a standard APR rate between 5.99% and 35.99%. Borrowers with poor credit ratings and the unemployed can also apply for loans on this site.



4. Moneylender Squad

This platform connects borrowers with a panel of lenders offering payday loans. The loan terms are between 3 months and 2 years. The lenders offer Loans without a credit checkand you can choose a loan that suits your financial needs.

The platform has a simple online application process with quick responses. Lenders disburse loans within the same business day of approval. Borrowers with poor credit ratings or no credit history can also qualify for loans here.


  • Loan amounts range from $200 to $5,000.

  • Same day payout.

  • Provides access to leading multi-state lenders.


5. Credit clock

Credit Clock is a platform that offers credit matching services and connects borrowers with a panel of top lenders offering payday loans.

This platform has access to multiple private loan providers, giving Credit Clock the upper hand in the lending industry when it comes to helping people with diverse financial needs.

low-income borrowers, bad credit, and unemployed people can apply for and qualify for loans on this site. Kredituhr offers loans without a credit check and does not have the strict requirements of conventional banks.

Lenders use criteria other than credit scores to determine if a potential customer qualifies for the loans.

This platform is user-friendly and has a simple application process with quick response.


  • Simple online application process.

  • Multiple lenders are available in many states.

  • Flexible terms from 1 to 12 months.


  • Not available in states like Connecticut, Arkansas, Montana and New Hampshire.


How does lending work, what successes and pitfalls need to be considered

The era of submitting physical application forms with minimal chances of credit approval is over. Instead, you can apply for loans online using your mobile phone and get approval in minutes.

A single application is enough to give you access to multiple lenders offering payday loans.

You can get payday loans with same day disbursement from the above platforms that offer excellent and fast loan matching services.

About Stephanie McGehee

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