Lake City Bank – Lake City Journal Tue, 22 Nov 2022 20:46:40 +0000 en-US hourly 1 Lake City Bank – Lake City Journal 32 32 Robert B. Foster Obituary – The Petoskey News Review Tue, 22 Nov 2022 20:46:40 +0000


Longtime Ann Arbor resident Bob Foster died surrounded by his family on November 16, 2022 after a brief battle with cancer. He was 82 years old. He is survived by his wife Terry, with whom he was 59, sons Mark (Melissa) and David (Katie), grandchildren Meghan, Jack, Nick, Joe and Will, sister Joan and many beloved nieces and nephews. He is preceded in death by his parents Joseph and Marion Foster.

Bob grew up in Holt, MI and attended Holt HS where he was an accomplished athlete. He played several sports, but baseball was his passion. He was invited to try out with the Detroit Tigers after high school, but instead attended Denison University, where he met and married the love of his life, Terry. At Denison he was a proud member of the Phi Gamma Delta Fraternity. After graduating from Denison in 1962, Bob received his law degree from the University of Michigan in 1965.

During his legal career he became a managing partner of the law firm of Foster, Meade, McGill and Rumsey and towards the end of his career Bob became a managing shareholder of Butzel Long’s Ann Arbor office. While retiring in 2000, he remained as a consulting advisor to Butzel Long until 2010.

Community service was a calling as he shared the same sentiments as his father Joe, who once said, “I’ve always been a firm believer that volunteerism and philanthropy are an integral part of citizenship and that civic engagement is the cornerstone of all affluent, thriving community.”

He has subsequently served on the boards of over 20 organizations including: Washtenaw United Way, Ann Arbor Board of Education, First of America Bank, National City Bank of Michigan, Ann Arbor Hands On Museum, Forest Hills Cemetery, Greater Ann Arbor Chamber of Commerce, Ann Arbor Area Community Foundation, Ann Arbor YMCA, First Congregational Church of Ann Arbor, Rotary Club of Ann Arbor, Glacier Hills Senior Living, United Methodist Retirement Communities and St. Joseph Mercy Hospital. Even in retirement, Bob stayed busy. He became President of McLaren Northern Michigan Hospital, the Burt Lake Cottagers Association (“BLCA”) and Indian River Golf Club.

Bob had many passions outside of his professional and personal life. One played handball, a sport that few play today, and became a state and regional championship player. Some of his closest and lifelong friendships were made in handball. He was a diehard Wolverine fan and was a season ticket holder in football and basketball for many years.

His favorite place on earth was in northern Michigan at Burt Lake, where he spent his childhood summers in his parents’ cottage. He and Terry built their own cottage next door in 1975. After her retirement, this became her residence for 6 months of the year. “The Invitational” was a popular annual event he hosted with his handball friends. They hosted lively rounds of croquet golf (a game he invented, complete with rule book), tennis, golf, boating and of course the occasional pint. Bob had a great sense of humor and enjoyed a good joke. Known for occasionally cracking jokes, he would often break up a room full of people. He particularly enjoyed teasing his sister Joan, who graduated from MSU.

A devoted family man, he loved spending time with his children and grandchildren, of whom he was very proud. Supporting their interests, activities and events was a priority in his life. His favorite family activities included hanging out on the dock together, two-ball catching, spirited hearts games (scoring, of course), boating along the lake and dining at Vivio’s. He also loved walking his dogs in the woods and participating in BLCA social activities, including the New Year’s Eve Chili Cook-Off. An avid reader of the Wall Street Journal and other magazines, he did crossword puzzles and kept up to date with news and politics on a daily basis. He was a truly great person and he will be missed forever by his friends and family.

A memorial service celebrating Bob’s life will be held on Saturday, December 3 at 3:00 p.m. at the First Congregational Church of Ann Arbor, 608 East Williams Street, Ann Arbor, MI. In lieu of flowers, the family is proposing that memorial donations be made on Bob’s behalf to the Humane Society of Huron Valley, 3100 Cherry Hill Rd., Ann Arbor, MI 48105.


Posted November 22, 2022

Posted in Petoskey News Review

Study reveals America’s 10 safest (and unsafe) cities Thu, 17 Nov 2022 16:08:58 +0000

With crime rates rising, many Americans are wondering: what are the safest and most dangerous cities in the US? WalletHub recently compared more than 42 key safety indicators to rank 180 cities across America. It’s a useful list whether you’re traveling somewhere or looking for a new place to stay.

“WalletHub is a finance site, and traveling or making housing decisions are both, to some extent, financially motivated decisions,” said WalletHub analyst Jill Gonzalez. “Safety is obviously a key factor when choosing where to travel or where to stay.”

WalletHub has compiled its annual list of America’s Safest and Most Dangerous Cities by evaluating data points such as the percentage of hate crimes and assaults per capita, but also other safety indicators, from weather disasters to unemployment and road quality to the percentage of residents who are fully vaccinated.

America’s Safest Cities

At the top of the list of America’s safest cities is Columbia, Maryland. Located between Washington DC and Baltimore, Columbia, a proposed community, is a sister of The Woodlands in Texas, which was named the best place to live in America in a recent report.

In addition to its safety record, Columbia is known for its natural beauty (including the 27-acre Lake Kittamagundi) and an increasingly cool food and arts scene. Andy Shallal is an artist, activist and restaurateur who founded Busboys and Poets, a restaurant, bar, bookstore and community meeting place headquartered in Washington DC. He chose Columbia as the backdrop for the latest location of his cutting-edge cultural outpost. “The region’s history of inclusion, safety, and progressiveness—along with its rich artistic heritage—played a significant role in our decision to build our largest location in the Merriweather District of downtown Columbia, and I believe this is a big one Contributes to why the region consistently ranks as one of the best places to live in the country,” says Shallal.

Columbia is also emerging as a creative hub for companies focused on technology and innovation. “The values ​​on which the visionary city of Columbia was founded more than 55 years ago – safety, inclusion and an exceptional quality of life – are alive today under the thoughtful leadership of Howard Hughes Corporation and are among the key attributes that drew us to downtown Columbia” , said Rick Kohr, CEO of Evergreen Advisors, an investment bank and management consulting firm that recently scrapped a plan to move to Baltimore and set up its headquarters in Columbia instead.

Ranked number two as the second safest city in America: Nashua, New Hampshire, a historic and natural place on the banks of the Nashua and Merrimack Rivers. “Nashua is the second safest city due to lack of terrorist attacks, lack of recorded homicides, and low rate of assaults, thefts, and fatal pedestrian deaths per capita,” Gonzalez says. “The city is also protected from natural disasters and ranks at a very high level in terms of financial security.”

America’s Most Dangerous Cities

WalletHub also looked at the most dangerous cities in the US in its analysis. “Some cities have definitely been hit harder than others by the pandemic, as well as protests and riots,” Gonzalez says. “We are currently still seeing an increase in the crime rate that started in 2020. In particular, homicide rates are rising, with cities like Kansas City, Detroit and St. Louis seeing the biggest increases.”

Bottom of the list was St. Louis, Missouri, which was voted America’s most dangerous city on a number of similar lists. “The high crime rate is definitely a good reason for travelers not to visit the city,” says Gonzalez.

And that’s just the tip of the iceberg. “St. Louis is the least safe city due to the large number of homicides, assaults, thefts, sex offenders, and drug overdose deaths per capita, as well as high traffic and pedestrian fatality rates,” says Gonzalez. “In terms of financial security, St. Louis has one of the highest rates of personal bankruptcy filings per capita and a large proportion of seriously waterlogged mortgages, nearly 18%.”

Surprisingly, one of the country’s most popular vacation spots fared poorly on the list: Fort Lauderdale, Florida, which was named America’s second most dangerous city. “Fort Lauderdale has a high pedestrian fatality rate, but the lack of safety primarily affects the financial sector. For example, the city has a large proportion of homeowners who spend more than 35% of their household income on housing,” says Gonzalez. “There are also a large number of complaints about fraud and identity theft.”

Safest Places in the US: Surprising Findings

According to Gonzalez, WalletHub has made some minor updates to its methodology this year, resulting in some surprising differences in ranking. “Some of the most notable include South Burlington, Vermont, which dropped to 15th from second place last year, or Laredo, which jumped to third place from 19th last year,” says Gonzalez.

South Burlington popped up on the list due to lower levels of home and community safety and a significant increase in hate crimes and traffic fatalities per capita.

Laredo, Texas, on the other hand, saw improvements in both home and community safety and financial security. “The city managed to vaccinate all of its residents against Covid-19, it had fewer hate crimes and a lower traffic death rate,” says Gonzalez. “Financially, compared to last year, it has a lower poverty rate, fewer identity theft complaints, better job security and job growth, and fewer personal bankruptcy filings and underwater mortgages.”

Read on for lists of America’s safest and most dangerous cities. You can also check out WalletHub’s full report, which ranks 180 cities across the country and includes breakout lists such as places with the highest and lowest road deaths per capita, highest and lowest unemployment rates, highest and lowest natural disaster risks, and more.

The 10 safest cities in the USA

  1. Columbia, Maryland
  2. Nashua, New Hampshire
  3. Laredo, Texas
  4. Portland, Maine
  5. Warwick, Rhode Island
  6. Yonkers, New York
  7. Gilbert, Ariz
  8. Burlington, Vermont
  9. Raleigh, North Carolina
  10. Lewiston, Maine

10 Most Dangerous Cities in the USA

  1. St Louis, Missouri
  2. Fort Lauderdale, Fla
  3. San Bernardino, California
  4. Detroit, Mich
  5. Baton Rouge, Louisiana
  6. Memphis, Tennessee
  7. Oklahoma City
  8. Oakland, California
  9. Jackson, Mississippi
  10. Chattanooga, Tennessee


This Italian island will pay you $15,000 to move there

How to Move Out of the US (and the Best Places to Escape)

Tony Finau sails to win the Cadence Bank Houston Open Sun, 13 Nov 2022 22:29:05 +0000 It took Tony Finau just nine holes on Sunday to send a clear message that no one else needs to bid for the Cadence Bank Houston Open championship. Finau played in the 4-under on the front nine of Memorial Park, sending a loud and clear message to his PGA Tour peers that this tournament would be over long before the end.

The four-stroke lead he had over 54-hole runner-up Ben Taylor had grown to eight, and that would be it. None of the perceived serious challengers to Finau, who had been the frontrunner from the start on Thursday, posed anything close to a serious threat.

England’s Taylor’s reaction to another birdie binge from his Finals pair playmate? Seven consecutive pars. It became a no-brainer, more of a crowning achievement than a competition.

Although Finau ended on a flat note, with much more of a whimper than a bang – he made three back nine bogeys and no birdie – who could fault him? No one took up the challenge of rolling it back up. No one took their measurement when it might have been there, as Finau admitted afterwards that he felt “a little off” at the start of the day. Self-doubt had crept in. “It’s not easy sleeping on a leash,” he said. “I just didn’t know if I had it in me, but you just take it one shot at a time.”

A 16-foot birdie putt on the second hole helped him get his inner ship back in order. A 40-foot putt for birdie on No. 8 further calmed his nervousness, even though the situation he was in at the time seemed surreal. After all, “I’ve never had an eight-shot lead in the finals,” he said. “It was a little bit ‘don’t break it’ for me from there.”

He did not do it.

His final 69, which may have been so fleeting compared to his earlier 65-62 start, followed by his masterful navigation of the fiendish playing conditions on Saturday left him with a 264 aggregate score, 16 under par and four ahead of Tyson Alexander, who other players in the last threesome. Alexander birdied No. 18 for 66-268 and one-shot down Taylor, who closed at 70. Swede Alex Noren, who was level on points with Finau and Aaron Wise at the top of the leaderboard after round one, carded a 68 and landed eight swings back in fourth place in a three-way tie.

The win, good for a $1.512 million payout, was the 33-year-old Finau’s third of seven starts since mid-July, after winning just twice in seven previous seasons in which he made a name for himself on the PGA Tour as an immensely talented ball forward, but one who all too often failed to seal the deal. He is a ten-time runner-up and has now made the top 10 in 55 of his 218 PGA starts. That’s a high rate.

“You know, when I say I don’t know if I thought I had it in me . . . Sometimes you just don’t know what the day will bring,” said Finau. “You have to fight those emotions throughout the day and I could fight them and just act out if I had to. I definitely have the confidence to gain and I showed that out there today.

“Overall, this was a special week. You know, I won this golf tournament from start to finish. Playing so well for four days is what it’s all about and all the hard work is starting to pay off, which is fun. I definitely have the confidence to gain. I’ve always felt like I’m mentally strong. I just needed my game to match it. I’ve shown some brilliance in bouts, but being a great player takes consistency.”

Finau won the 3M Classic by three shots and then took the Rocket Mortgage title by five shots. In Houston, he looked like a virtual lock to break the six-player record — Jackie Burke Jr., the future Masters champion from Houston, first managed to do so in 1952 — and he also seemed in with a chance of surpassing Vijay Singhs Record of 22 points set in 2002.

Then, sadly, he cooled abruptly when his wife, Alayna, and the eldest of his five children, soon-to-be 11-year-old son Jraice, arrived at the scene, having flown in from the family’s home in Salt Lake City just in time to see him watch on the back nine. They didn’t catch him at his best, but what they saw proved good enough, certainly without testing his courage or resolve.

“I think they see how much time is being invested and are very supportive,” Finau said of his family. “They always have been. My son is like my biggest fan. He’s also my biggest critic. It’s amazing to have him here. And of course my wife. You know, she’s been so supportive of my career since we got married.”

On her last-minute announcement, he added with a laugh: “Apparently she had a good feeling today. Tell you what, she felt a lot better than me if that was the case.”

Eager to claim the trophy and get a big hug from both of them, Finau admitted he got “a little impatient” after hitting the 14th tee.

“We were waiting for the group in front of us and I felt like we’d been out there forever,” he said. “It literally felt like this tournament wasn’t going to end, like we were never going to get to 17 or 18. I tried to be as patient as possible.”

But he missed that count, bogeying both 14 and 15 and missing a less than five-foot virtual gimme putt on the latter. This was to be his last wobble, however, and once he could gather his thoughts and enjoy his performance, he decided this tournament might have been his best performance yet. Finau called it “the best driving week of my career” and reminded everyone that “yesterday I hit 100 percent of the fairways in the regulations – I’ve never done that before.

“And it’s a deadly combination when I feel like this is also the best putting week I’ve ever had. You combine these two things and you can get sort of a runaway win like I had. It’s very encouraging for me when I’m making progress.”

Former Utah Star Seals win for late-turnover Jaguars Sun, 06 Nov 2022 22:12:03 +0000

SALT LAKE CITY – Former Utah star Devin Lloyd sealed a win for the Jacksonville Jaguars with a late rebound against the Las Vegas Raiders.

The Jaguars hosted the Raiders on Sunday, November 6 at TIAA Bank Field.

With 26 seconds remaining in the fourth quarter, Las Vegas faced a 4th and 17th from its own 18-yard line and was seven points behind Jacksonville. The Raiders attempted to move the ball around the field with a series of side throws before Las Vegas running back Josh Jacobs threw the ball and Lloyd grabbed it out of the air to seal the Jaguars’ victory.

The Jaguars went into winning formation and beat the Raiders 27-20.

Lloyd finished the game with a tackle, a pass break, a quarterback hit, and a fumble recovery.

With the win, the Jaguars improved their record to 3-6 this season, including 2-3 at home.

Jacksonville’s next game is Sunday, November 13 at 11 a.m. MDT on CBS against the Kansas City Chiefs.

About Devin Lloyd

Lloyd was selected by the Jaguars as the No. 27 overall pick in the first round of the 2022 NFL Draft.

Prior to his time in the NFL, the Chula Vista, California native played in Utah from 2018-21.

As a senior in 2021, Lloyd recorded 111 total tackles, 66 solo tackles, eight sacks, one forced fumble, one fumble recovery, four interceptions, six pass breakups and two touchdowns.

He helped the Utes win their first Pac-12 title and earn a Rose Bowl game offer for the first time in program history.

During his Utah career, Lloyd had 256 total tackles, 150 solo tackles, 16.5 sacks, two forced fumbles, five interceptions, eight pass breakups and three touchdowns.

Kyle Ireland is a Locals in the NFL Insider for and co-host of the Yards After College Podcast. Follow him on Twitter (@kyleireland) and Instagram (@kyleirelandksl).

See Ya Spida, mural by Donovan Mitchell, painted over at the gateway Thu, 03 Nov 2022 20:37:26 +0000

SALT LAKE CITY One of the last remaining bastions of the Donovan Mitchell era has disappeared as the All-Star Guard mural in Gateway Mall has been painted over.

The painting, first commissioned in 2019, was located on the bridge that crossed 100 South on Rio Grande Street in the center of the popular downtown Salt Lake City mall.

Located just a stone’s throw from Vivint Arena, the “Donovan Mitchell Bridge” was clearly visible to thousands of jazz fans at every home game.

On Thursday, a painting team erected scaffolding and removed the Gateway mural, two months after Mitchell was sold to the Cleveland Cavaliers.

Created by artists Chuck Landvatter and Jared Smith, the bridge was one of several jazz-themed murals that appeared in downtown Salt Lake City during the team’s numerous runs to the playoffs.

Another mural depicting iconic faces and moments from jazz history is on the south wall of the Zions Bank Building at 100 South and Main Streets.

A third mural is on the west side of Valter’s Osteria at 173 West Broadway, a popular stop for Italian food with touring NBA teams.

Neither the Zion Bank mural nor the painting on Valter’s show modern players that need to be removed.

Donovan Mitchell shines in Cleveland

Although the Donovan Mitchell Bridge painting has disappeared from the Gateway, the Guardian’s influence is still being felt throughout the NBA.

The former Jazzman is making a record start in Cleveland, averaging a career-high 31.1 points per game with 7.1 assists and 4.4 rebounds.

The Cavaliers are off to a strong start, 6-1, in second place in the Eastern Conference.

The Jazz, meanwhile, have hardly complained about the return they got for Mitchell, with Lauri Markkanen receiving early All-Star buzz while Collin Sexton has caused a stir from the bench.

Markkanen and Sexton helped lead the Jazz to a surprise 6-3 start to open the season.

Bay Area Group bullish as NWSL expansion offer deadline approaches Mon, 31 Oct 2022 11:13:24 +0000 A certainly busy National Women’s Soccer League off-season will shortly have a pool of expansion teams to consider.

Prospective owner groups have until Friday to submit their bids, with play expected to begin in 2025. Commissioner Jessica Berman said late last week she expected five to 10 “meaningful” offers after up to 82 groups expressed interest.

The bids won’t be announced immediately, but Berman anticipates a “mitigation process” before deciding who has a chance.

Danielle Slaton, one of four leaders of the Bay Area expansion group (along with Leslie Osborne, Aly Wagner and Brandi Chastain), is optimistic about the chances of a team being awarded the region.

“We are convinced of it,” she said. “We are happy to represent our case.”

The Bay Area expansion group was formed in June to gauge interest and champion one of the expansion slots.

Other ownership groups that have been vocal about admitting a team are in Austin, Cincinnati, Toronto and Nashville, as well as the burgeoning St. Louis MLS club.

In July, the NWSL hired investment bank Inner Circle Sports to lead the sale of two new teams, the first time it had worked with a bank during its expansion process.

One of the two expansion points is probably already taken into account. David Blitzer, who bought the Real Salt Lake MLS club last year, owns the rights to the Utah Royals to bring back. The former Utah franchise moved to Kansas City to become the current after ownership passed to the league in 2020.

Blitzer has a roughly $2 million option to bring back the royals, which is well below the $20 million to $50 million expansion fee the league is asking for. According to Sportico, the option, which dates back to the original royals’ move in 2020, was originally priced at $500,000.

The league rating has gone up significantly since the last time there was a team in Utah, earning them a deep discount. Berman said last week that league sponsorships were up 87% year over year.

The Royals were originally owned by former RSL boss Dell Loy Hansen and played three NWSL seasons from 2018-20. Hansen sold the team after allegations of racist behavior and the royals relocated. When Blitzer bought RSL, an option for ownership rights to the Royals was included.

The Current was beaten 2-0 by Portland in Saturday’s NWSL championship game. Kansas City paid a $5 million expansion fee as it retained the entire Utah roster and earlier this year invested in an $18 million practice facility, the first of its kind in the NWSL.

The league’s California teams — San Diego expansion and Angel City in Los Angeles — were success stories. Angel City paid for the $2 million expansion request from two years ago, but the Washington Spirit recently sold for $35 million. San Diego was originally intended to become a club in Sacramento, but the NWSL Board of Governors approved owners Ron Burkle and Matt Alvarez’s plan to move their territorial rights to Southern California. Chastain and Osborne had been pushing for the Sacramento-based California Storm WPSL to be upgraded to the NWSL.

Slaton also chairs US Soccer’s committee to oversee implementation of recommendations in the Yates report — released Oct. 3, which outlined a set of recommendations after sexual and emotional abuse scandals swept the NWSL and US football – and has the current problems on the mind of the NWSL.

“Part of what we believe is so compelling to us, specifically that we’re a group led by players who focus on the voice of the players and focus on keeping our players at the center,” she said. “We just feel like it’s such an asset to bring to the league.”

All four potential owners of the Bay Area group are former Santa Clara University players who have represented the US women’s national team and have had careers involving 10 professional teams domestically and internationally.

Slaton hopes player-based ownership gives the Bay Area group an advantage and also becomes the norm.

Ownership groups in Portland, Chicago and Louisville could also see changes depending on the outcome of the upcoming joint NWSL/NWSLPA investigation amid the fallout from the Yates report, giving the league a whole new landscape.

“We’re on the home stretch.”

Marisa Ingemi is a contributor to the San Francisco Chronicle. Email:

Charlevoix County Leadership Announces Class of 2023 Fri, 28 Oct 2022 10:17:11 +0000

CHARLEVOIX COUNTY — Leadership Charlevoix County has announced the members of its Class of 2023.

This is the 11th year of the program for the non-profit organization, which now has 174 alumni. The organization’s mission is to nurture and encourage community members to take a more active role in participation and leadership in non-profit organizations, community, city and county governments, events and festivals committees, etc. Throughout the nine-month program, the curriculum is designed to provide community/county awareness, networking opportunities and focus on leadership development through an educational and hands-on approach.

The 16 members of the class began their leadership journey with an orientation meeting and mentor networking session at Boyne Mountain Resort. Her first session was an overnight retreat on Beaver Island. Bad weather interrupted the second day’s program on the island. Currently, the Charlevoix County Leadership Board is attempting to plan and secure funding for a return day trip to Beaver Island in the spring to complete an informative and comprehensive Beaver Island service, program and education agenda and meet with several island community leaders . Transportation sponsors are required to make this visit possible.